Home Matters Residential Rehab Program

Program Details 

Sponsored by the Northfield Housing & Redevelopment Authority (HRA) and Dakota County Community Development Agency (CDA), the Home Matters Program will provide up to $10,000 in assistance to income qualified homeowners for certain home repairs. Qualified improvements or repairs include:

  • Roof & Gutter Replacement
  • Foundation repairs
  • HVAC systems (heating/AC)
  • Electrical
  • Plumbing

Assistance
Financial assistance up to $10,000 may be provided to assist with qualified improvements or repairs for income eligible homeowners.  This assistance is in the form of a zero percent interest, deferred loan which may be forgivable after 5 years of continued home ownership. 

  • Total Project Cost - $1 - $5,000:  Homeowner to contribute 50% of total project costs.                                                                      
  • Total Project Cost - $5,001 or more:  Homeowner to contribute 33% of the total project costs.

Total loan/grant not to exceed $10,000 per property/family. 

Homeowner contribution may be in the form of a Minnesota Housing Finance Agency Fix-Up loan or similar program.

Eligibility
Income eligible households must be at or below 80% of the area median income. Amount of award is dependent on total cost of the project and owner's financial contribution.

All borrowers must be below the household income guidelines identified on the table at the right.

Application
The City of Northfield is currently accepting applications.  Applications are available in the Community Development office at City Hall, 801 Washington Street S., Northfield, MN  55057 or on the City website.

Program Application

For additional questions or concerns about his program, please contact Janine Atchison, Housing Coordinator, 507-645-3047.

Note that funds are limited and will be provided on a first-come, first-served basis to applicants who meet ALL program requirements.  All applications will be reviewed by Three Rivers Community Action Agency for income verification.


Area Median Income 

Family Size 80% of AMI Income Limits
1
$47,600
2
$54,400
3
$61,200
4
$68,000
5
$73,450
6
$78,900
7
$84,350
8
$89,800